Credit Score

Credit Score

Article • 15 min of learning

Here's how Credit Score aligns with curriculum standards in Georgia. Use the filters to change the location, set of standards, and grade level.

SSPFL5: Describe the importance of credit and having a favorable credit score.

Standards
Defined by Social Studies Georgia Standards of Excellence 9th-12th Grades and align with Credit Score
SSPFL5.a: Define credit and interest rates.
SSPFL5.b: Describe factors that affect credit worthiness and the ability to receive favorable interest rates including character (credit score), collateral, and capacity to pay.
SSPFL5.c: Describe the basic components of a credit score including payment history, debt‑to‑income ratio, amount owed, length of credit history, types of credit used, amount of available credit, and recent credit applications.
SSPFL5.d: Describe different ways financial institutions, employers, and other parties use credit reports and credit scores.
SSPFL5.e: Describe how to access one's credit report and credit score.
SSPFL5.g: Explain how to begin building a good credit history at an early age.